Financial Planning

Financial planning and resources to help mange and plan your financial life including:

Related Resources

Saving Money

Also see the Green Ideas for more money-saving resources.






Various savings tips and resources

Various tools for financial calculations including: Savings, Loans, Debt, Budget, Automotive, Credit Card, Mortgage, Investing, Retirement.

Know Your History





Consumer Reporting Agencies

A compilation of consumer reporting companies - companies that collect information and provide reports on consumers that are used to decide whether to provide consumers credit, insurance, or employment and for other purposes.  The document also includes contact information and how to obtain a free report on yourself if offered by the agency.  This is a PDF file and was created 2012.

Consumer Reporting Agencies


This company agregites all kinds of ingormation on persons and sells this information to interested parties. You have a right to know what information on you they have on file information gathered by them includes:

insurance claims, current insurance carrier, pre-employment check, criminal records, and personal credit information, and whether youíve ever been evicted. Want out?  Try this link.


Another product offered by our big brothers as LexisNexis. Public and private records are compiled into one report called an Accurint ďPerson Report.Ē LexisNexis provides the report, and while itís not a consumer reporting agency, itís a report you should get each year. Since itís not a consumer reporting agency, the data in your report canít be used to deny you credit, employment, or make tenant and housing decisions.

The report lists variations of your name, previous addresses, criminal history, FAA certification, FAA aircrafts, sexual offenses, and possible associates to name a few categories.

Annual Credit Report

Order your free report here.  Be aware they also try to sell you other products like monitoring services.  These have been proven not to be very useful or helpfull.

Freeze your Credit Report

You can freeze your credit report so others cannot query your report this ensures no one can open a credit card, loan, etc. in your name. Each state set's the charge (if any) for doing this.  Most states run about $5 per agency.  This website shows a map of the us, and you select the state to find the cost, and the phone numbers to call to freeze your account.  The process is automated, and slow (takes about 10min each).  but well worth the effort!


ChexSystems maintains information from banks and credit unions on your check writing history. You can fill out an online survey and application.


Public records search, auto and homeowner claims reports, pre-employment background checks, criminal records, evictions and address history.

MIB group Inc.

Check your history of medical conditions and test, hazardous hobbies and driving records

Financial Resources





Maryville University

The Quintessential Accounting Resource Guide

Yahoo Finance

Great overall finance resource on the web including statistics, interactive charts, and stories from the top financial web sites on every U.S. stock

Kids Guide to Accounting

Contains a whole set of links related to learning about managing finances.  Focused on youth.

AARP money tools

Various money management tools including:

Tax Aide Location Finder, Retirement Calculator, Benefits, Charitable Giving Calculator, 401k Contributions Calculator,

Mortgage Payoff Calculator and more.

Coverage For All

Health Insurance website to help individuals obtain insurance and compare plans

Kiplinger Magazine

Article: How to Pick a Financial Planner (Kiplingers Magazine December, 2010) - Also includes links to :

  - How to spot trouble with a financial adviser

  - 7 Questions you must ask your Financial Advisor

  - More relevant links

Financial Planning Association

Website to help you find a financial planner, or check on one you are interested in.


Help for Investors

Website includes 16 resources, including links to check out your financial adviser's background, to report investment fraud, and to file claims for arbitration and mediation.

The National Association of Personal Financial Advisors

Website to help you find a financial planner, or check on one you are interested in.

Federal Deposit Insurance Corporation

Are My Deposits Insured - Find out how FDIC deposit insurance works and estimate coverage on your deposits.

Investing In Bonds

Website contains bond investing education and information

BBB - Smart Investing

The Better Business Bureau and the Financial Industry Regulatory Authority's Investor Education Foundation have launched this program to help investors avoid fraud, risky investments and unlicensed brokers.

Broker Check

Online tool provided by the Financial Industry Regulatory Authority for checking the background of your investment professional.

Tax Planning






The resource for federal tax documents and information.

Arizona Department of Revenue

The resource for Arizona state tax forms and information

Kiplingers Tools

Figure out how much you should be withholding from your paycheck for taxes

IRS Pub 915

Social Security and Equivalent Railroad Retirement Benefits

Getting Help





Making Home Affordable

US Government website for helping Americas homeowners. - Loan modifications for mortgages.

AZ Department of Economic Security

Arizona financial and services support agency.

Government Benefits is the official benefits website of the U.S. government, with information on over 1,000 benefit and assistance programs

Homeless Resource Center

Government website dedicated to helping the homeless.

Arizona Coalition to End Homelessness

Non-Profit organization dedicated to ending homelessness in Arizona.

Arizona Self Help

Non-Profit organization, Arizona Self Help is a free and easy way to find out if your family can get help from 31 different health and human services programs..


Non-profit organization, Use Health-e-Arizona to apply online for medical assistance, Food Stamps, and cash asssistance


The National Council on Aging - Getting information on benefit programs that can help you pay for medications, health care, food, utilities and more.

Retirement Planning

Recommended Reading






Income Strategy

Commercial Website for planing funding your retirement with your resources and how to spend-down.


Calculating your Social Security: 5 Tools to Optimize Benefits

Go 2 Income

Laws have changed recently that allows you to invest up to 25% (up to a maximum of $125,000) of your IRA or 401k in Qualified Longevity Annuity Contract (QLAC) - This is an online tool that enables buyers to compare pricing from a variety of insurers based on different options.

Immediate Annuities

Tool used for comparing and getting quotes for immediate and/or deferred annuities.


Great overall resource for information on retirement planning


Another great resource for retirement planning and also a great resource for legal information

Retire On Your Terms

Non-profit website with information regarding retirement planning.


Information on plans and expenses when planning for medical expenses in retirement

Social Security Administration

Social Security Benefit Calculator - Determine how much you will receive when you retire based on your age and historical income.


AARP Retirement Income Calculator - Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.


National Organization of Life & Health Insurance Guaranty Associations(nolhga) Guaranty Association Laws -This link will give you information on your States policies and amount benefits limits they will guarantee if the insurance company you have purchased a policy under become insolvent.  Products include Life insurance policies, disability insurance policies, annuity contracts, contracts supplemental to life and disability insurance policies and annuity contracts and certificates under group life and disability policies and annuity contracts.


International Foundation for Retirement Education - This website has various resources and information on retirement planning.


Information on Reverse Mortgages

Reverse Mortgage Alert

Reverse Mortgage Alert - Good general information on Reverse Mortgages. including a Mortgage Calculator.


Research your Financial Advisor






Look up an individual advisers background, including any displinary history


US Securities and Exchange Commission -  Lookup an SEC-registered investment advisor


North American Securities Administrators Association - State registered investment advisers.






Hive I been pwned

Check if your email account has been compromised in a data breach

10 minute Email

Create a temporary email to provide to sites that require an email to download content.

OptOut Prescreen

Have the three credit card agencies take you off their list they have available to credit card companies for solicitations- This will stop credit card offers.

DMA Choice ORG

Remove your name from mailing list for companies - should cut down mail.