Finance Calculators


These calculators are for reference only,  I cannot vouch for the accuracy of them.  These are provided as tools to make general estimates/calculations do not make any financial decisions based on these without verifying from other sources first.



Savings Calculators

Becoming a millionaire

Income generated by a savings plan

How long will it take to double my savings?

How long until my savings reach my goal?

Save now vs. save later

How much should I save to reach my goal?

What could my current savings grow to?

Calculate rate of return

How do taxes and inflation impact my investment return?

What is the effective annual yield on my investment?

What could my recurring (monthly) savings grow to?

Is my savings plan on track?



Investment Calculators

How should I allocate my assets?

Compare taxable vs. tax-free investment return

What is the value of a bond?

What is the return on my real estate investment?

What is the value of compound interest?

What is the value of a call or put option?

Taxable vs. tax-advantaged savings?

What is my risk tolerance?

What is the long-term impact of increased investment return?

Certificate of deposit (CD) analyzer

What is the dividend yield on a stock?

How do expenses impact mutual fund returns?

Certificate of deposit (CD) laddering strategy

Share Certificate analyzer

Share Certificate laddering strategy


Insurance Calculators

How much life insurance do I need?

What is my life expectancy?

What are my needs for burial and final expenses?

How much disability income insurance do I need?

What are the chances of becoming disabled?

What are my long-term care insurance needs?

How much will I earn in my lifetime?

What are the tax advantages of an annuity?

How long will my current life insurance proceeds last?

What is the future value of an annuity?

Which is better, comprehensive plan or high-deductible plan with HSA?

Compare a taxable investment to a tax-deferred investment






Qualified Plans Calculators

What may my 401(k) be worth?

What is the impact of increasing my 401(k) contribution?

What may my 457(b) be worth?

What is the impact of increasing my 457(b) contribution?

What may my 403(b) Plan be worth?

What is the impact of increasing my 403(b) contribution?

What may my Health Savings Account (HSA) be worth?

What may my company ESOP be worth?

How much retirement income may an IRA provide?

Evaluate my company pension payout options

How much can I contribute to an IRA?

What is my current year required minimum distribution?

Should I convert to a Roth IRA?

What will my qualified plan(s) be worth at retirement?

How do I maximize my employer 401(k) match?

What is my projected required minimum distributions?

What are my lump sum distribution options?

I'm self-employed, how much can I contribute to a retirement plan?

What is the impact of borrowing from my retirement plan?

What is the impact of early withdrawal from my 401(k)?


Net unrealized appreciation (NUA) vs. IRA rollover?

72(t) early distribution analysis




Retirement Calculators

How will Retirement Impact my living expenses?

How much will I need to save for retirement?

Are my current retirement savings sufficient?

Social security retirement income estimator

How does inflation impact my retirement income needs?

I'm retired, how long will my savings last?

When should I begin saving for retirement?

Should I convert discretionary expenses to savings?

How much retirement income may my 401(k) provide?

Compare a Roth 401(k) to a Traditional 401(K)

How long will my money last with systematic withdrawals?

Historical inflation - Compare purchasing power